Infertility Financing Options
ARC IVF Refund Program
ARC is the nation’s largest network of fertility specialists, who along with their network of physicians, are committed to making the cost of fertility treatments predictable and affordable. Together, we support couples through their journey and help fulfill their dreams of having a baby.
With ARC, a number of affordable options are available for patients to choose from:
- Affordable and Predictable Fertility Treatment Packages
- Financing Payment Plan Options
- ARC’s Patient Services Team handles the process of applying for financing on the patients behalf and follows up until the outcome is complete
- There is no fee to apply for financing through ARC
- ARC Refund Guarantee Program
- ARC Pharmacy Financing
- Enables patients to finance the cost of medications
For additional information about these patient options, and to help you maximize your opportunity for having a baby, while minimizing your financial risk, please call or visit:
Call ARC’s toll free number 1-888-990-2727 and speak with a Patient Services Specialist for personalized care.
The WINFertility Quality Discount Treatment Program is offered to patients who have no advanced infertility insurance coverage or who have exhausted their benefits and seek an efficient, economical way to obtain and pay for fertility treatment. Click here to view a list of frequently asked questions.
WINFertility offers fertility financing options that make treatment even more manageable. The program includes both advanced medical treatment and fertility medications in a single, discounted ‘bundled’ price for each cycle. Treatment Bundle Prices for IUI, IVF and Third Party Reproduction are 10% to 40% less than fee-for service medical fees and retail pharmacy rates in the Central New Jersey area for comparable programs. There are no clinical or age requirements to participate.
The WINFertility Program offers ‘pay as you go’ bundles that include fertility treatment and infertility medications for each single cycle. Should you require another attempt, WIN’s discounted prices are usually more affordable than paying for multiple cycles that you may never need, giving you the most control over your finances and treatment.
Fertility treatment loans
In addition to your own credit options, we provide access to SpringstoneSM Patient Financing to finance your fertility treatments, including our Attain® IVF Programs.
Springstone Patient Financing benefits include:
- Coverage – Springstone is available for fertility treatments ranging from $2,000 – $40,000.
- Low Monthly Payments – Springstone offers the lowest available interest rates and terms from 18 to 84 months – there’s a plan for virtually every budget.
- Flexibility – You can pay off your loan anytime with no prepayment penalty.
- Optimum Care – Springstone Patient Financing makes fertility treatment affordable and attainable.
- Convenience – Apply for a loan online now!
Military Treatment Discounts
Our men and women in uniform put their lives on the line every day to protect us. Their jobs are incredibly hard and stressful, and we are all in debt to their service. That’s why, at RSCNJ, we offer special discounted services to members of the military and their families, so that they don’t need to worry about the cost of treatment.
If you’d like to learn more about this special discount, please call for information.
Fertility Treatment Savings
- Compassionate Care
- CoPay Card Program
- GO Direct to Savings