Infertility Financing Options

Military Treatment Discounts

Military discount imageOur men and women in uniform put their lives on the line every day to protect us. Their jobs are incredibly hard and stressful, and we are all in debt to their service. That’s why, at RSCNJ, we offer special discounted services to members of the military and their families.

RSCNJ’s In-House Discount Program

If you would like to learn more about our special IVF treatment military discount, please call any of our practice locations for more information.

Compassionate Corps

RSCNJ is proud to partner with EMD Serono Fertility for their Compassionate Corps Program. This program provides free fertility medications to those who are eligible. If you are a veteran or the spouse of a veteran who is suffering from infertility, visit EMD Serono’s website for program information, eligibility requirements, and enrollment.

Fertility treatment loans

Prosper HealthCare Lending

Prosper HealthCare Lending is the premier financing company in the healthcare industry.  With over $3 Billion borrowed and over 250,000 people empowered, this is a name and a program you can trust.

Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:

  • Immediate decisions for loans under $35,000
  • Longer terms for lower monthly payments
  • No collateral required
  • No prepayment penalties
  • Fast & easy loan inquiry process
  • 100% Confidential

ARC Fertility


How can you afford your fertility treatments?

  • How much will my fertility treatment cost?
  • Will my insurance cover it?
  • Will I be able to afford it?

RSC New Jersey understands that choosing the right fertility treatment option can be overwhelming. That’s why we are proud to partner with Advanced Reproductive Care, Inc. (ARC) to provide you with the most affordable options through financing programs, refund packages, and affordable pharmacy plans.

 ARC is the nation’s largest network of fertility specialists. ARC and its member physicians are committed to making the cost of fertility treatments predictable and affordable.

ARC offers a number of affordable options for patients to choose from:

Next Steps:

  1. Call ARC toll free at 1-888-990-2727 to speak with a Patient Services Specialist
  2. When you call please ask about our discounted affordable treatment packages


WINFertilityThe WINFertility Quality Discount Treatment Program is offered to patients who have no advanced infertility insurance coverage or who have exhausted their benefits and seek an efficient, economical way to obtain and pay for fertility treatment. Click here to view a list of frequently asked questions.

WINFertility offers fertility financing options that make treatment even more manageable. The program includes both advanced medical treatment and fertility medications in a single, discounted ‘bundled’ price for each cycle. Treatment Bundle Prices for IUI, IVF and Third Party Reproduction are 10% to 40% less than fee-for service medical fees and retail pharmacy rates in the Central New Jersey area for comparable programs. There are no clinical or age requirements to participate.

Pay-As-You-Go Treatment

The WINFertility Program offers ‘pay as you go’ bundles that include fertility treatment and infertility medications for each single cycle. Should you require another attempt, WIN’s discounted prices are usually more affordable than paying for multiple cycles that you may never need, giving you the most control over your finances and treatment.

Full information on the WINFertility Quality Discount Treatment Program

Fertility Medication Discounts

EMD Serono

Options include self-pay discounts or insurance coverage to help you with costs. Programs include:

Ferring IVF Green Light

IVF Greenlight Program