Fertility Financing Options

Military Discounts

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Military Discount

Our men and women in uniform put their lives on the line every day to protect us. Their jobs are incredibly hard and stressful, and we are all in debt to their service.

That’s why, at RSCNJ, we offer special discounted services to members of the military and their families.

If you would like to learn more about our special IVF treatment military discount, please call any of our practice locations for more information.

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EMD Serono

If you are a veteran or the spouse of a veteran who is suffering from infertility, you may be eligible for the Compassionate Corps Program. To be eligible, you must:
  • Be a retired member of the military or the spouse of one
  • Be a veteran/spouse of a veteran who is:
    • Infertile due to a service-related injury
    • Not privately insured for infertility medications
    • Medically retired
  • Have been diagnosed by a physician as infertile and requiring IVF*/ART
Visit EMD Serono

Financing Options


Prosper Lending

Prosper HealthCare Lending is the premier financing company in the healthcare industry. With over $3 Billion borrowed and over 250,000 people empowered, this is a name and a program you can trust. Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:
  • Immediate decisions for loans under $35,000
  • Longer terms for lower monthly payments
  • No collateral required
  • No prepayment penalties
  • Fast & easy loan inquiry process
  • 100% Confidential
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IVF Advantage | IVF & Fertility Financing Options | Reproductive Science Center of New Jersey


IVFAdvantage is an IVF savings plan developed by patients for patients. Here are some of the benefits you’ll receive with a loan from IVFAdvantage:
  • There are no restrictions to participate and customizing your treatment plan is easy.
  • You know upfront all that is included in your treatment plan for one set price.
  • Contact IVFAdvantage by speaking with a dedicated Patient Care Advocate at 855-996-7283.
Visit IVFAdvantage

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The WINFertility Program offers high-quality infertility care at the most competitive cost; so that more people will be financially able to access the treatments that can help them become parents. WINFertility offers:
  • Savings of up to 40% on Treatment and Medication BundlesSM
  • Financing options to pay over time
  • 24/7 access to FertilityCoachSM nurses
  • Access to 2nd Chance IVF(r) Refund Program
To enroll in the WINFertility Program or learn more, call toll free 1(855) 705-4IVF (4483) or visit our website. Visit WINFertility

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ARC is the nation’s largest network of fertility specialists. ARC offers a number of affordable options for patients to choose from: Next Steps:
  1. Call ARC toll free at 1-888-990-2727
  2. When you call please ask about our discounted affordable treatment packages
Visit ARC

Medication Discounts

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For RSC NJ patients who are without or have exhausted their coverage for fertility medications there is an affordable approach to high-priced fertility drugs. WINFertilityRX benefits:
  • Savings up to 40% on treatment and medication bundles
  • No coupons, membership cards or special criteria required
  • Financing available to help pay for meds over time
  • 24/7 access to FertilityCoachSM nurses
  • 24-hour delivery available (Sunday excluded)
Visit WINFertilityRX