Financing Options


Prosper Lending

Prosper HealthCare Lending is the premier financing company in the healthcare industry. With over $3 Billion borrowed and over 250,000 people empowered, this is a name and a program you can trust. Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:
  • Immediate decisions for loans under $35,000
  • Longer terms for lower monthly payments
  • No collateral required
  • No prepayment penalties
  • Fast & easy loan inquiry process
  • 100% Confidential
Visit Propser

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The WINFertility Program offers high-quality infertility care at the most competitive cost; so that more people will be financially able to access the treatments that can help them become parents. WINFertility offers:
  • Savings of up to 40% on Treatment and Medication BundlesSM
  • Financing options to pay over time
  • 24/7 access to FertilityCoachSM nurses
  • Access to 2nd Chance IVF(r) Refund Program
To enroll in the WINFertility Program or learn more, call toll free 1(855) 705-4IVF (4483) or visit our website. Visit WINFertility

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ARC is the nation’s largest network of fertility specialists. ARC offers a number of affordable options for patients to choose from: Next Steps:
  1. Call ARC toll free at 1-888-990-2727
  2. When you call please ask about our discounted affordable treatment packages
Visit ARC

Military Discounts

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Military Discount

Our men and women in uniform put their lives on the line every day to protect us. Their jobs are incredibly hard and stressful, and we are all in debt to their service.

That’s why, at RSCNJ, we offer special discounted services to members of the military and their families.

If you would like to learn more about our special IVF treatment military discount, please call any of our practice locations for more information.

Contact Us

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EMD Serono

If you are a veteran or the spouse of a veteran who is suffering from infertility, you may be eligible for the Compassionate Corps Program. To be eligible, you must:
  • Be a retired member of the military or the spouse of one
  • Be a veteran/spouse of a veteran who is:
    • Infertile due to a service-related injury
    • Not privately insured for infertility medications
    • Medically retired
  • Have been diagnosed by a physician as infertile and requiring IVF*/ART
Visit EMD Serono

Heart for Heroes Ferring Fertility

Ferring Fertility

Ferring offers IVF medication at no cost to eligible veterans and their spouses through the Heart for Heroes program. Eligibility requirements include:
  • Medically separated from active duty
  • Department of Defense Category 2 or 3 veteran
  • The service-related injury resulted in infertility, requiring assisted reproduction
  • Must be a resident of the 50 United States or the District of Columbia
  • Patient and/or spouse has no insurance coverage for IVF medications
Visit Ferring Fertility

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ReUnite Assist for Veterans

The ReUnite Assist program provides discounts on specific fertility drugs for eligible patients. Eligible patients will receive an email after completing the online application. Veterans can submit their application through ReUnite Assist. Visit ReUnite Assist

Medication Discounts

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For RSC NJ patients who are without or have exhausted their coverage for fertility medications there is an affordable approach to high-priced fertility drugs. WINFertilityRX benefits:
  • Savings up to 40% on treatment and medication bundles
  • No coupons, membership cards or special criteria required
  • Financing available to help pay for meds over time
  • 24/7 access to FertilityCoachSM nurses
  • 24-hour delivery available (Sunday excluded)
Visit WINFertilityRX

ARC pharmacy plan

The ARC Pharmacy Plan

The ARC Pharmacy Plan is a convenient, affordable way to get fertility medications. Patients have the option of including the cost of medication in the ARC Treatment Packages. If patients are also financing with ARC, they can combine all charges into one monthly payment. The ARC Pharmacy Plan benefits are:
  • Free delivery service
  • Pharmacists knowledgeable in fertility medications
  • Caring, experienced staff
  • Medications paid by check or money order receive a 5 percent discount
Visit ARC Pharmacy Plan

Ferring Fertility medication discounts

Save on Ferring Medications

Ferring is available to help you save on your fertility medications. They offer a variety of programs and options to help you save on select Ferring products. Programs include:
  • Heart for Heroes Program for veterans
  • Heart Beat Program for those diagnosed with cancer
Visit Ferring Fertility

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ReUnite Assist

The ReUnite Assist program provides discounts on specific fertility drugs for eligible patients. Eligible patients will receive an email after completing the online application. Eligibility requirements include:
  • Proof of current income
  • Noninsured prescriptions
  • Only available at participating ReUnite Rx pharmacies
Visit ReUnite Assist